Accepted Insurances
We are in‒network with the following insurances. Please contact (212)‒624‒2378 for all insurance related questions.
WE ALSO ACCEPT CASH PAYMENTS
$175 FIRST VISIT ‒ $100 FOR FOLLOW UPS
Chiropractic Insurance
When you need chiropractic care, insurance questions will often linger in your mind alongside questions about your care. Finding a chiropractor that takes insurance can be difficult, but at Midtown East Chiro, we accept most major insurance plans and carriers.
Chiropractic insurance coverage often includes special plans and extenuating circumstances like worker’s compensation and Medicare. Plans often have certain conditions on chiropractic care, visits, and insurance. You should discuss these conditions with your insurance carrier before receiving treatment so that you will be aware of your financial responsibility toward treatment costs before visiting.
Do Chiropractors take Insurance?
In‒Network, Private Insurance Plans Accepted by Midtown East Chiro
- Aetna
- BlueCross BlueShield
- MetroPlus Health Plan
- Oxford Health Plans
- UnitedHealthcare
This list does not warrant that a plan will be accepted. All insurance benefits and plans MUST BE verified before a patient receives chiropractic treatment from our office or providers.
Your insurance plan may have limitations on chiropractic care. You should make yourself aware of these limits before receiving treatment.
Insurance specifications on chiropractic treatment may include:
- Mandatory referral from a medical specialist or primary care physician stating chiropractic care is medically necessary
- A limit to the number of office visits you may have in either a given month or year of coverage
- A list of chiropractors or offices you may visit
- The chiropractor may need to create an official care plan for your treatment
- Some insurance plans require you to meet an annual deductible before they cover and pay for treatments
- And more
The Benefits of Using Your Health Insurance for Chiropractic Care
While you can pay out of pocket for chiropractic care, using insurance can have many benefits, including:
- Payments 50%–100% of bill: Depending on your specific insurance benefits, your carrier may pay anywhere from 50% to 100% of your treatment costs. You may or may not have a copay, but it will usually be cheaper than paying for the entire treatment out of pocket.
- Payments count towards deductible and out‒of‒pocket max: All insurance plans have cost caps towards a deductible and an out‒of‒pocket max for the coverage year. When insurance payments are applied to chiropractic care, they apply to these two amounts.
Financial Policy for Active Release Technique (ART) Services
At Midtown East Chiro, we are pleased to offer Active Release Technique (ART) as part of our specialized treatment options. ART is a highly effective, hands‒on soft tissue therapy designed to address muscle, nerve, and joint dysfunction. However, due to insurance policies classifying ART as investigational and experimental, it is not covered by insurance.
To ensure clarity and a smooth payment process, please review our financial policy below.
1. ART Service Fees
ART is billed at $50 per body part treated during a session.
A detailed cost estimate will be provided before treatment upon request.
2. Insurance Disclaimer
ART is not covered by insurance, and we do not submit claims for ART services.
Patients are responsible for the full cost of treatment at the time of service.
Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) may be used if applicable.
3. Payment Policy
Payment is due at the time of service—we accept cash, credit/debit cards, and HSA/FSA cards.
No balance billing or payment plans are available for ART services.
4. Package & Prepaid Options
Patients may purchase prepaid ART treatment packages at a discounted rate.
Prepaid sessions must be used within [6 months] and are non-refundable.
5. Cancellations & No-Show Policy
We require [24 hours] notice for cancellations or rescheduling.
No-shows or last-minute cancellations may be subject to a 75.
6. Refunds & Disputes
No refunds will be issued for ART services that have already been performed.
By scheduling an ART session, you acknowledge and accept the financial responsibility for these services. If you have any questions, please contact our office staff before your appointment.
Frequently Asked Questions
Is a chiropractor covered by state insurance?
Medicaid does cover chiropractic services if it is state mandated. Some states cover spinal manipulation, x-rays, diagnostic imaging, and a certain number of visits. Medicare Part B also covers spinal manipulations to correct vertebral subluxation.
Does insurance require a referral for a chiropractor?
Chiropractors are considered primary-contact healthcare providers and often do not need a referral. Some insurance policies, though, may require a referral if you want reimbursement for chiropractic services.
Does insurance cover chiropractic costs?
Most health insurance plans cover chiropractic care but may not cover the full cost of treatment. Specific coverage details vary by plan.
How do I know if my chiropractor is covered by insurance?
Often a chiropractor will tell you upfront if their practice takes insurance or not. You can ask the chiropractor you are interested in receiving care from if they do not offer the information up front. Checking in with the chiropractic office preemptively can help you determine if chiropractic care is covered by insurance and if you will need to pay an out-of-pocket cost.
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OFFICE HOURS
Monday to Thursday
10:00am - 7:00pm
Friday
10:00am - 5:00pm
Saturday
10:00am - 2:30pm
